The Canadian Dental Care Plan (CDCP) is a major step forward for families across Alberta. If you are looking for a dentist in Red Deer, you likely have questions about how this federal program works and what it means for your next checkup. The plan is designed to help those without private insurance get the dental care they need without the heavy financial burden.
At our dental clinic near you, everyone deserves a healthy smile. Understanding your benefits is the first step toward better oral health.
This guide breaks down the details of the CDCP in Red Deer, CA, and explains exactly what is covered under the new system.
What is the Canadian Dental Care Plan?
The CDCP is a federal program for Canadian residents with an adjusted family net income of less than $90,000. It aims to reduce financial barriers to essential dental care. As of 2026, the plan has expanded to include eligible children, seniors, and adults.
It is important to remember that the CDCP is not a “free” program for everyone. Depending on your income, you may have a co-payment. Additionally, because the CDCP follows its own specific fee guide, there might be a difference between what the plan pays and the standard Alberta fee guide.
What does CDCP cover?
When asking what CDCP covers, consider the services that keep your mouth healthy and functional. The plan focuses on “essential” care. This includes:
- Diagnostic services like exams and X-rays.
- Preventive services such as sealants and fluoride.
- Restorative work, like fillings.
- Endodontic treatments (root canals).
- Periodontal services (gum disease treatments).
- Oral surgery, including extractions.
Canadian Dental Care Plan Coverage By Income Level
Your level of Canadian Dental Care Plan coverage depends on your family’s annual earnings. The table below shows the percentage of the CDCP fee that the government will pay:
| Adjusted Family Net Income | CDCP Coverage Percentage | Your Co-payment |
| Under $70,000 | 100% | 0% |
| $70,000 to $79,999 | 60% | 40% |
| $80,000 to $89,999 | 40% | 60% |
Is Teeth Cleaning Covered Under CDCP?
Many patients ask whether dental cleaning is covered under CDCP. The answer is yes. Professional cleanings are a cornerstone of the plan. Typically, the plan covers a set number of “units” of scaling (removal of tartar) and polishing per year.
For most healthy adults, this coverage is enough for a routine annual visit. However, if you have gum disease, you might need more frequent cleanings. In those cases, your dental provider can check if additional units are available or if a pre-authorization is required.
Does CDCP Cover Crowns And Dentures?
As the plan has matured into 2026, more complex services are now accessible. A common question for seniors and those with missing teeth is: Does CDCP cover crowns and dentures?
- Dentures: The plan covers both partial and full removable dentures. This helps many people regain their ability to eat and speak comfortably.
- Crowns: Crowns are covered but usually require “pre-authorization.” This means your dentist must submit a plan to the insurance provider (Sun Life) for approval before the work starts.
Important Service Details
| Service Type | CDCP Status | Notes |
| Fillings | Covered | Basic silver or tooth-coloured fillings. |
| Root Canals | Covered | Helps save a natural tooth from extraction. |
| Extractions | Covered | Includes simple and some complex removals. |
| Whitening | Not Covered | Cosmetic services are not included. |
Navigating the CDCP in Red Deer
To use your benefits, you must be enrolled in the program and receive a member card from Sun Life. When you visit a dental provider, ensure they are participating in the CDCP. Not every dental office is a part of the program, so it is always best to ask when you call.
Because the CDCP fees are often lower than the provincial recommended rates, some providers may charge a small “balance bill” to cover the difference in costs. Always ask for a clear estimate before your treatment begins so there are no surprises.
Conclusion
The Canadian Dental Care Plan is changing lives by making oral health a priority for more people. By understanding your coverage, you can take control of your dental health and prevent small issues from becoming big, expensive problems. If you are ready to use your benefits and maintain a bright smile, we are here to guide you through the process. We invite you to reach out to our Delta Dental team today to discuss your needs and book an appointment.
Frequently Asked Questions
Who qualifies for the CDCP?
Residents without private insurance and a family income under $90,000 who have filed their latest tax returns qualify.
How do I apply for the plan?
Applications are processed online through the Government of Canada website or by phone through Service Canada for eligible groups.
Can I use CDCP for braces?
No, orthodontic services such as braces or clear aligners are generally not covered because they are considered specialty dental services.
Do I need a member card?
Yes, once approved, Sun Life will mail you a member card, which you must present at your dental visit.
Is dental surgery covered under CDCP?
Yes, the plan covers various oral surgery procedures, including tooth extractions and treatments for infections, when medically necessary.
